Auto Insurance Quotes. Compare Rates Near You.
Whether you drive a quick sports car, a dependable hatchback filled with sports equipment, a luxury sedan, or a quirky vintage Beetle, you need insurance to protect it.
But trying to figure out what works best for you among the various types of auto insurance, limits, deductibles, and premiums can be confusing.
That’s where Policy Scout comes in. We understand every person has different needs. We explain insurance in clear terms and provide quotes from dozens of insurers so you can easily find the best rates.
It's 100% free to utilize the Policy Scout service.
1. Car Insurance Claims
This is when you contact your insurer to report an accident that your policy covers. Your insurance company will appoint an insurance adjuster to evaluate your claim and inform you how much your insurer will pay.
2. Car Insurance Deductible
This is the out-of-pocket amount you must pay upfront for a claim with your insurer before they will pay for any covered car repairs or reimburse you for a totaled car. To get a lower deductible per accident, you must pay a higher premium.
3. Car Insurance Premiums
This is the total annual amount you will pay for your policy; it can usually be paid annually or broken up into monthly payments.