Road Rage Incidents Can Lead To Higher Insurance Rates

Learn about how road rage incidents can affect your auto insurance rates.

Uninsured Motorist Coverage

Typical auto insurance policies tend to deal with accidents caused by the policy owner. Uninsured motorist coverage deals with accidents that are not your fault. Uninsured motorist insurance protects you against paying out of pocket for extra damages you cannot afford.

Someone Hit My Parked Car: Will My Insurance Go Up?

If someone runs into a parked car, the driver of the moving car is almost always at fault. Unfortunately, your car insurance premiums may still increase. However, there are steps you can take to maximize your insurance claim.

What is Bumper to Bumper Warranty and What Does it Cover?

Take time to understand what bumper to bumper warranty actually means, how much it costs what it covers and doesn’t. The specifics of this warranty can make all the difference when protecting your new vehicle.

How to Get Car Insurance Before Buying a Car

If you’re wondering how you’re supposed to have insurance before you’ve purchased a car, you’re not alone. How are you supposed to have a policy ready to go the same day you take your new car home? Here’s what you need to know about how to get car insurance before buying a car. 

What is an Auto Insurance Declarations Page?

Have a question about your auto insurance policy or what coverage you have? The auto insurance declarations page has all of the information that you might need, but it can be a lot of information to sort through. We highlight what it is and what you should look for.

Is Car Insurance Cheaper If You Drive Less Than 25 Miles Per Day?

There are a number of things that determine your car insurance premiums. If you cover an average of 25 miles per day, most insurance companies will consider you as a low mileage driver which helps to achieve a lower premium amount.

What Is The Difference Between Liability Vs. Full Coverage?

Learn how liability insurance and full coverage auto insurance are different. Find out which one is right for you and see what alternatives are out there.

How Can I Lower My Car Insurance Rates After An Accident?

If you’re like most people, then you’ve probably been involved in some type of car accident. From fender-benders to more extreme collisions, these all can cause injury and pain that can last for years. However, while a lot of that pain can be physical, the majority of pain stems from what happens to your wallet.

Comprehensive vs. Collision: What's The Difference

Auto insurance policies can be dense, confusing documents. But drivers need to know what they're reading so they can make smart decisions when comparing policies and understanding what's covered.  

Adding A Teenager To Your Auto Insurance

You are the parent of a new driver, which is a source of pride and terror. While you worry about your kids behind the wheel, you shouldn't have to worry about paying for their driving expenses.

"Pay As You Go" Auto Insurance Guide

Pay As You Go Car Insurance offers the same coverage as traditional car insurance, but may offer a less expensive option for those who don't drive very often.

How Does a Speeding Ticket Affect Your Auto Insurance

A speeding ticket can impact the cost of your auto insurance, but it is not a one size fits all consequence. The impact to your insurance rates are determined by your insurance company, your plan, your driving record, and more.

How Does an At-Fault Accident Affect Your Insurance

If you are responsible for a car accident, you may find that your auto insurance rates increase dramatically. Fortunately, by finding the right car insurance policy, you can reduce the long-term impact that any at-fault accident has on your driver record.

How Can a DUI Impact Your Car Insurance?

If you are caught Driving Under the Influence (DUI), meaning that you were operating a motor vehicle after consuming alcohol or drugs, it could mean serious consequences with insurance.

Accident Forgiveness: What Is It And Is It Worth It?

It doesn't matter if you're the best driver on the road or a newbie behind the wheel: accidents happen. Adding accident forgiveness to your policy can protect you from financial and legal issues associated with accidents.

11 Common Auto Insurance Myths

Auto insurance is an important aspect of owning a car and information is power. There are some common auto insurance myths out there and we will set the record straight to make sure you have the right information.

Liability Car Insurance

Liability insurance is the part of your car insurance policy that pays the other party involved in the accident if you are at fault. It is mandatory in almost all states in the U.S. and makes up a majority of the cost of the policy.

Can I Insure a Car I Don't Own?

There are some circumstances where you might need to know if you need car insurance on a car that you don't own. Obtaining auto insurance may be a little more challenging if you don’t own a car, but there are several ways to go about getting coverage.

The 100 'Deadliest Days' Are Here: How to Stay Safe on the Roads

Summer is the most dangerous time of year on roads across the United States. In fact, the time between Memorial Day and Labor Day is referred to as the ‘100 Deadliest Days.’ During the 100 Deadliest Days, car accidents and traffic fatalities spike drastically — especially among young drivers.

What You Need to Know About Insurance for a Leased Car

Although state law requires basic car insurance for all drivers, individuals who lease usually need enhanced coverage. If you are looking at leasing a car, it is important to know how leasing works and the kind of auto insurance lessors require.

How to Buy a Car Remotely

There are many ways to shop for a new car, but with today's technology, remote car buying is a growing trend. Learning how to buy a car remotely can expand your selection of cars to choose from when going through the car buying process.

What Determines Your Car's Value?

In the event of a car accident, your auto insurance provider will assess the value of your vehicle to determine the cost of reimbursement or repairs. But what determines your car's value? Insurance providers use a variety of criteria and formulas to calculate the actual cash value of your car.

Does Auto Insurance Cover Windshield Replacement?

Being involved in an auto accident that damages your windshield can be scary and expensive. Unlike other car damages, such as a fender-bender, you can’t drive your car until you fix it. Here’s the information you need about auto insurance and windshield replacement.

How Does Car Depreciation Affect Your Insurance

Car depreciation is the difference between what your car was worth when you bought it versus what it’s worth if you were to sell it or trade it in. If you get into an accident, the depreciation of your car can affect how much your auto insurance will pay for replacement.

Auto Insurance Rates By State

When it comes to auto insurance, a primary factor used to determine pricing is your location. The average car insurance rate by state varies based on the legal regulations in place and the efforts insurance companies make to base their price on these differences.

Guide to Auto Insurance For Veterans And Military Members

Whether you have retired from serving your country or you are still in active service, you might want to consider looking for a new insurance provider if you are not receiving a military discount on your auto insurance policy. Here is a guide to auto insurance for veterans and military members

Auto Insurance For Uber and Lyft: Your Guide To Rideshare Insurance

It's the moment that every Uber or Lyft driver dreads. You've gotten the notification and look away for just a second when you hear the dreaded "THUMP-CRUNCH!"

Consequences Of A Lapse In Insurance

It can happen to even the most responsible driver: Your automobile insurance lapses. It could be as simple as missing a payment, or perhaps you aren't expecting to drive your vehicle for a while. Whatever the reason, even if it's a good one, you'll soon discover that going without insurance can result in a big headache.

Leasing vs. Owning A Car

While there are many factors to consider, knowing whether to lease or buy depends largely on your budget, the vehicle you want, how much you plan to drive it, and for how long.

Winter Driving Safety

Winter weather can make driving dangerous, but taking the proper precautions can help you avoid problems on the road. Here are a few tips for driving safely during the winter.

Motorcycle Insurance 101

Vehicles such as motorcycles are concerned, even the most skilled driver has the potential for their vehicle to incur unexpected damage.

Why Is Your Driving Record Important?

Despite what type of car you drive, age, or location, the most critical determining rating factor to an insurance company is your history driving. Your past driving history is what will give insurers the most insight into how much risk they are accepting to insure your car. If your record shows multiple at-fault accidents and tickets, the insurance company may provide you coverage at a higher rate to minimize their risk, or they may refuse you coverage altogether. Insurance companies will place potential future policyholders into three main categories.

When Buying Rental Car Insurance Makes Sense (And When It Doesn’t)

Rental car insurance can give you coverage you need when driving a rental car, but is it necessary? Not always - but based on your circumstances, it may be wise to purchase rental car insurance to make sure you are covered.

You Need To Re-Shop for Car and Home Insurance

For many in America, some of the most prominent signals of reaching adulthood and achieving financial independence are the purchase of a home and a car. However, we usually don't factor in the experience of shopping for insurance when excitedly planning the purchase of a new car. The process of researching providers and selecting the most suitable plan for you may seem tedious at best.

Best Car Insurance for Drivers Under 25

Drivers of all ages need car insurance. While insurance rates are typically highest for teenagers, drivers continue to pay higher rates until around the age of 25. So what is the best car insurance for drivers under 25? 

Crash Avoidance Technologies for Car Safety

Technological advances in the auto industry have made driving virtually fool-proof. New vehicles now come equipped with all types of crash avoidance technologies to help drivers stay safer on the road. Advanced systems that were once special options on select luxury models have steadily grown to become the new standard.

Auto Insurance: Medical Payments vs. Bodily Injury Coverage

Your auto insurance is there to help protect you financially when the unexpected occurs. Bodily injury and medical payments coverage are two components an insurance policy that can protect you financially should you, your passengers, or anyone in the other vehicle involved get injured. While they might seem similar, the two coverages are very different.

Motorcycle Insurance vs Car Insurance: Which is cheaper?

When getting insuring a motorcycle, many people think motorcycle insurance is pricier than car insurance. Although motorcycles are all about living free, it’s worth going the extra mile to find the right insurance plan.

Can You Get Auto Insurance Without a License?

If don’t have a driver’s license, why would you even need to think about getting auto insurance? Even if you can’t legally drive a car, you can get car insurance, and there are several situations in which you might want it. 

Car Totaled? Here's What to Expect From Your Car Insurance

When a car accident happens, your insurance will determine whether the damage to your car is enough to consider it totaled. But what does this mean exactly? It's important to understand your auto insurance policy and what will or will not be covered in the event your car is totaled.

Do I Need Rental Insurance When Driving Abroad?

If you are planning to travel abroad and rent a car, you may need to purchase an international rental car insurance policy. International car rental insurance policies cover you in the unlikely event that you are in an accident in a foreign country. 

How Does Age Affect Your Auto Insurance

Many factors go into determining the amount of premium you pay for your auto insurance but one of those variables is your age. Insurance companies use statistical data about different age groups to determine risk and therefore, your premium payment amounts.