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Health Insurance
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Health Insurance

How do I sign up for insurance? Am I eligible for subsidies? Get answers to these questions and more with our Health guides.

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Medicare
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Medicare

Medicare can be complicated. Explore our guides to basic coverage, supplement plans, Medicare Advantage, and more.

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Life Insurance
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Life Insurance

We break down barriers to understanding life and final expense policies. View guides or read reviews of popular plans.

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Auto Insurance
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Auto Insurance

We've done the work to learn what goes into auto insurance. View guides to getting the best rates or browse provider reviews.

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Home Insurance
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Home Insurance

Homeowners insurance doesn't work like you might think - we've done our homework to understand the policy options and benefits out there. Start by scouting your options, or viewing our reviews.

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Find the Auto Insurance Plan that's right for you

Compare & Save. Low Cost Monthly Premium Auto Insurance Plans in your area.

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Find the best Auto Insurance Plans for you.

1.

Match

We match you with multiple insurance companies in your area to help you find the best policy.

2.

Apply

Easily apply for an insurance policy or talk to one of our insurance professionals to get you on your way to coverage.

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Pick

Compare top companies and select one that best suits your insurance needs. It's free and takes less than 5 minutes.

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What's the best Auto Insurance plan for you?

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Call 1-888-912-2132 for free advice, expert advice & help.

Sometimes you just need to talk to someone. We own and operate our very own, US-based customer service center. Call us anytime, we're standing by to help.
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“I'd highly recommend using PolicyScout for car insurance. My husband and I have a growing family and needed something a bit cheaper. They made the process of comparing way easier. ”

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Coverage Know-How

Common Auto Insurance Questions

1.

What does auto insurance cover?

Generally speaking, most basic auto insurance policies include bodily injury liability, property damage liability, personal injury protection, collision, comprehensive, and uninsured/underinsured motorist protection.

2.

Is auto insurance a requirement?

Most states in the U.S. do require some form of auto insurance coverage, with the exception of two states: New Hampshire and Virginia. Otherwise, each state has a minimum liability coverage that a car owner must carry.

3.

Are there different types of auto insurance coverage?

Yes, there are 6 types of auto insurance coverage that most insurance policies carry; auto liability coverage, uninsured and underinsured motorist coverage, comprehensive coverage, collision coverage, medical payments coverage and personal injury protection. Other types of insurance coverage include rental, gap, new car replacement, ridesharing coverage and more.

4.

How long does it take to get an auto insurance quote?

With Policy Scout, you can get an auto insurance quote in seconds! Click here to get your free quote today.

5.

Does my credit score affect my insurance premiums?

Most of the time, auto insurance companies use credit-based insurance scores to determine your premiums. It’s not necessarily about having a good score as much as the insurance company looking at certain aspects that pertain to potential losses. For example, insurance companies tend to look at payment history, length of credit history, and types of credit.

Auto Insurance 101

Types of Auto Insurance Coverage

Most auto insurance policies provide one or more of three basic types of coverage: Liability coverage, which covers damage caused to other vehicles by you in a collision, collision coverage, which covers your own vehicle in a collision with another vehicle or vehicles, and comprehensive coverage, which covers your vehicle from non-collision incidents such as natural disasters, vandalism, and theft.
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Gap Auto Insurance

Gap auto insurance applies when there is a gap between what your car is worth and what you still owe on it. “Gap” is short for “guaranteed auto protection.” Gap insurance is not part of most auto insurance policies, but you can add it to your plan or purchase separate insurance to cover this type of situation.
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Rental Car Insurance

While the rental car company typically has liability insurance that covers the bare minimum mandated by the state, you could still be left with hefty bills if you fail to adequately protect yourself. Policy Scout can help take the guesswork out of finding the right insurance for your rental car and provide you with the best possible quotes.
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Auto Insurance Provider Reviews

Allstate Auto InsuranceEsurance Auto InsuranceGeico Auto InsuranceMAPFRE AutoProgressive Auto

Our research team has dug into the ins-and-outs of each provider to provide you with an unbiased review.

Advice You Can Trust

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Throughout the years, PolicyScout™ has developed relationships with leading insurance companies to provide the best rates for consumers. We pride ourselves on putting the consumers first and delivering a new way to shop for insurance online. With our platform, consumers can compare all types of insurance types. From Medicare, Health Insurance, Life Insurance, Auto Insurance, Home Insurance and more. By using our platform, we’ll protect your data, find you savings and even help you enroll for insurance online. We didn’t invent comparing insurance. We just perfected it.

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