Health Insurance

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Medicare can be complicated. Explore our guides to basic coverage, supplement plans, Medicare Advantage, and more.

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Life Insurance

We break down barriers to understanding life and final expense policies. View guides or read reviews of popular plans.

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Auto Insurance

We've done the work to learn what goes into auto insurance. View guides to getting the best rates or browse provider reviews.

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Home Insurance

Homeowners insurance doesn't work like you might think - we've done our homework to understand the policy options and benefits out there. Start by scouting your options, or viewing our reviews.

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Common Home Insurance Questions

1. What does home insurance cover?

Generally speaking, homeowners insurance provides overall coverage for the structure of your home. A basic policy offers coverage for damages to your home and belongings inside it for events like fires, storms, explosions, etc. There are different types of homeowners insurance policies that provide more comprehensive coverage for a wider range of events.

2. Am I required to have home insurance?

Technically, no. You are not legally required to have homeowners insurance however, if you have a mortgage on your home then your lender will most likely require you to have some homeowners insurance coverage in order to be approved for the loan.

3. How much home insurance coverage do I need?

A calculation can be done to determine how much coverage you will need based on a few different factors that indicate how at-risk your home is to be damaged.

4. What factors can affect my home insurance premiums?

These factors include location and weather, the value and type of personal property that you keep within your home as well as potential liability risks within your home such as pools, etc.

5. How can I lower the cost of my home insurance?

There are a number of ways to reduce the cost of your homeowners insurance but the first thing you can do is to shop around and compare for the best price. Policy Scout experts can help you get the [right plan in the budget that works for you](https://policyscout.com/apply/home-insurance "Home Insurance Apply Link").

HOME INSURANCE 101

Home Insurance 101

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Renters Insurance

When you rent an apartment or home, renters insurance helps protect you financially in the event of damage or loss of your personal property. Renters insurance also covers the liability of another individual getting hurt in your rented home as well as the loss of your home due to covered circumstances.

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Types of Home Insurance Policies

There are various types of home insurance policies that each have their own nuances on what is or is not covered. We have a comprehensive guide to what these different policies are so you can make the best decision for your needs.

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Home Insurance Provider Reviews

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Essential insurance tips and resources.

Renters Insurance for Unmarried Couples

Home InsuranceJessica StormDecember 13th

37% of renters have renters insurance, according to the Insurance Information Institute. While that may not seem like an issue, consider that 95% of homeowners have a homeowners insurance policy.

View Article

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Health Insurance

How It Works

Helpful Resources

Medicare

How It Works

Helpful Resources

Life Insurance

How It Works

Helpful Resources

Auto Insurance

How It Works

Helpful Resources

Home Insurance

How It Works

Helpful Resources

Find the Homeowners Insurance Plan that's right for you

Find the best Home Insurance Plan for you.

1.

Match

2.

Apply

3.

Pick

What's the best Home Insurance policy for you?

Call 1-888-912-2132 for free advice, expert advice & help.

“The team at PolicyScout was helpful throughout the whole process. I'd defnitely recommend them for anyone looking to compare multiple insurance companies. ”

Save time & money with free expert advice.

Coverage Know-How

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Common Home Insurance Questions

1.

What does home insurance cover?

2.

Am I required to have home insurance?

3.

How much home insurance coverage do I need?

4.

What factors can affect my home insurance premiums?

5.

How can I lower the cost of my home insurance?

Home Insurance 101

Home Insurance Basics

Renters Insurance

Types of Home Insurance Policies

Home Insurance Provider Reviews

Home Insurance Glossary

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Renters Insurance for Unmarried Couples

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