Health Insurance

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Medicare can be complicated. Explore our guides to basic coverage, supplement plans, Medicare Advantage, and more.

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Life Insurance

We break down barriers to understanding life and final expense policies. View guides or read reviews of popular plans.

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Auto Insurance

We've done the work to learn what goes into auto insurance. View guides to getting the best rates or browse provider reviews.

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Home Insurance

Homeowners insurance doesn't work like you might think - we've done our homework to understand the policy options and benefits out there. Start by scouting your options, or viewing our reviews.

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THIS STUFF CAN BE CONFUSING

Common Life Insurance Questions

1. How much life insurance do I need?

The amount of life insurance you need can vary based on a number of factors. Generally speaking, to find the amount of life insurance you might need by calculating your long-term financial needs and obligations and then subtract your assets. The remaining amount is how much your life insurance policy would need to cover.

2. What types of policies are there?

There are different types of life insurance policies - the main ones include term life insurance, whole life insurance, and universal life insurance.

3. What is a life insurance premium?

A life insurance premium is the recurring payments you make in order to maintain your insurance policy. Your premium is set by your insurance company, is based on a number of factors and can be paid for in monthly, semi-annual or annual payments. You make these payments for the duration of the policy as set by your insurance company.

4. Is a health exam required in order to get life insurance?

Yes, a health exam is required in order for the insurance company to determine if you are insurable and helps to determine the policy premium.

5. Who can be a life insurance beneficiary?

A life insurance beneficiary can be a family member, friend, business partner, charitable organization or a legal entity such as an estate or trust.

LIFE INSURANCE 101

Life Insurance 101

Whole Life Insurance

Whole life insurance allows you to have permanent life insurance protection throughout your life. Term life insurance, on the other hand, is limited to a certain number of years. One of the major benefits of whole life insurance is that you can get coverage while you are younger and lock in lower rates not available to you as you age

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Term Life Insurance

Term life insurance is perhaps the easiest form of life insurance to both get and understand. It offers a benefit payout to your loved ones if you pass away within the term period.

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About the Life Insurance Medical Exam

Taking out a life insurance policy is an excellent way to financially protect your family in case you die. In most cases, you simply can't buy any policy - that's where the medical exam comes in. The medical exam is meant to verify the information that you provide when applying for a policy and to undergo some basic medical tests to check for certain illnesses.

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FANCY WORDS FOR COMMON THINGS

Life Insurance Glossary Terms

Accidental Death and Dismemberment Insurance

Adjustable Life Insurance

Final Expense Insurance

Life Expectancy

Medical Examination

Premium (Life Insurance)

Rebating

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Life Insurance Providers Reviews

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Essential insurance tips and resources.

Life Insurance For Couples Who Choose To Never Get Married

Life InsuranceAndrew GlassOctober 17th

Long-term relationships increasingly occur outside of marriage. With cohabitation, however, comes many practical concerns that would otherwise be addressed through marriage, like life insurance for couples who choose to never get married.

View Article

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Health Insurance

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Medicare

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Life Insurance

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Auto Insurance

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Home Insurance

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Find the Life Insurance Plan that's right for you

Find the best Life Insurance Plan for you.

1.

Match

2.

Apply

3.

Pick

What Life Insurance policy is best for you?

Call 1-888-912-2132 for free advice, expert advice & help.

“It was a priority to get my family life insurance but I was confused on how to get started. I liked using PolicyScout because I could compare pricing before committing to anything.”

Save time & money with free expert advice.

Coverage Know-How

Sections

Common Life Insurance Questions

1.

How much life insurance do I need?

2.

What types of policies are there?

3.

What is a life insurance premium?

4.

Is a health exam required in order to get life insurance?

5.

Who can be a life insurance beneficiary?

Life Insurance 101

Whole Life Insurance

Term Life Insurance

About the Life Insurance Medical Exam

Life Insurance Glossary Terms

Life Insurance Providers Reviews

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Life Insurance For Couples Who Choose To Never Get Married

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