Policy Scout
Health
Policy Scout
Circle Gradient

Health Insurance

How do I sign up for insurance? Am I eligible for subsidies? Get answers to these questions and more with our Health guides.

How It Works

Helpful Resources

Policy Scout
Medicare
Policy Scout
Circle Gradient

Medicare

Medicare can be complicated. Explore our guides to basic coverage, supplement plans, Medicare Advantage, and more.

How It Works

Helpful Resources

Policy Scout
Life
Policy Scout
Circle Gradient

Life Insurance

We break down barriers to understanding life and final expense policies. View guides or read reviews of popular plans.

How It Works

Helpful Resources

Policy Scout
Auto
Policy Scout
Circle Gradient

Auto Insurance

We've done the work to learn what goes into auto insurance. View guides to getting the best rates or browse provider reviews.

How It Works

Helpful Resources

Policy Scout
Home
Policy Scout
Circle Gradient

Home Insurance

Homeowners insurance doesn't work like you might think - we've done our homework to understand the policy options and benefits out there. Start by scouting your options, or viewing our reviews.

How It Works

Helpful Resources

Policy Scout
Pet
Policy Scout
Circle Gradient

Pet Insurance

Pet Insurance can be complicated. Explore our guides to basic coverage, end-of-life plans, chronic health conditions, and more.

View All Providers

How it Works

Helpful Resources

Find the Life Insurance Plan that's right for you

Compare & Save. Low Cost Monthly Premium Life Insurance Plans in your area.

Triangle
Heart Illustration
background

Find the best Life Insurance Plan for you.

1.

Match

We match you with multiple insurance companies in your area to help you find the best policy.

2.

Apply

Easily apply for an insurance policy or talk to one of our insurance professionals to get you on your way to coverage.

3.

Pick

Compare top companies and select one that best suits your insurance needs. It's free and takes less than 5 minutes.

Policy Scout

What Life Insurance policy is best for you?

Policy Scout
Square

Call 1-888-912-2132 for free advice, expert advice & help.

Sometimes you just need to talk to someone. We own and operate our very own, US-based customer service center. Call us anytime, we're standing by to help.
Phone
Phone
Circle
Call for help finding your new policy.
Call for help finding your new policy.
Abstract Illustration

“It was a priority to get my family life insurance but I was confused on how to get started. I liked using PolicyScout because I could compare pricing before committing to anything.”

Triangle
Question Illustration

Coverage Know-How

Common Life Insurance Questions

1.

How much life insurance do I need?

The amount of life insurance you need can vary based on a number of factors. Generally speaking, to find the amount of life insurance you might need by calculating your long-term financial needs and obligations and then subtract your assets. The remaining amount is how much your life insurance policy would need to cover.

2.

What types of policies are there?

There are different types of life insurance policies - the main ones include term life insurance, whole life insurance, and universal life insurance.

3.

What is a life insurance premium?

A life insurance premium is the recurring payments you make in order to maintain your insurance policy. Your premium is set by your insurance company, is based on a number of factors and can be paid for in monthly, semi-annual or annual payments. You make these payments for the duration of the policy as set by your insurance company.

4.

Is a health exam required in order to get life insurance?

Yes, a health exam is required in order for the insurance company to determine if you are insurable and helps to determine the policy premium.

5.

Who can be a life insurance beneficiary?

A life insurance beneficiary can be a family member, friend, business partner, charitable organization or a legal entity such as an estate or trust.

Life Insurance 101

Whole Life Insurance

Whole life insurance allows you to have permanent life insurance protection throughout your life. Term life insurance, on the other hand, is limited to a certain number of years. One of the major benefits of whole life insurance is that you can get coverage while you are younger and lock in lower rates not available to you as you age
Learn More

Term Life Insurance

Term life insurance is perhaps the easiest form of life insurance to both get and understand. It offers a benefit payout to your loved ones if you pass away within the term period.
Learn More

How to Buy Life Insurance

There are three basic methods of buying life insurance. These include purchasing directly from an insurance company, using a local insurance agent, or through an online brokerage (like us!). For most people, having an advocate on your side rather than buying direct means getting a policy that fits you best.
Learn More

Life Insurance Providers Reviews

AIG Life Insurance ReviewBanner LifeGuardian Life John Hancock Life InsuranceLincoln FinancialMassMutualMetLife LifeNationwide LifeNew York LifeNorthwestern Mutual Life

Our research team has dug into the ins-and-outs of each provider to provide you with an unbiased review.

Get the right knowledge on your side.

Shopping Around for Life Insurance: Brokers, Agents or Company Direct

Nowadays, there are a few different ways you can shop for a life insurance policy: through a broker, an agent or directly from the insurance company. There isn't a right or wrong way but it is important to understand the differences so you can use the best method for you to get the right policy.
View Article

Advice You Can Trust

Advice You Can Trust

Security & PrivacyTerms of ServiceContact Us

Throughout the years, PolicyScout™ has developed relationships with leading insurance companies to provide the best rates for consumers. We pride ourselves on putting the consumers first and delivering a new way to shop for insurance online. With our platform, consumers can compare all types of insurance types. From Medicare, Health Insurance, Life Insurance, Auto Insurance, Home Insurance and more. By using our platform, we’ll protect your data, find you savings and even help you enroll for insurance online. We didn’t invent comparing insurance. We just perfected it.

All Rights Reserved by PolicyScout © 2020

Footer Shadow Background