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Founded in 1919 with almost 100 years in the industry, AIG provides a range of life insurance options to empower its customers across 80 different countries. This company offers a term life insurance product that’s unique in that it allows you to choose non-standard term lengths for your policy. There are also a range of customizable policy options that allow you to tailor your policy to your specific needs.
AIG has also earned an A+ rating from the Better Business Bureau (BBB). This non-profit organization collects consumer feedback on businesses around the country. The A+ rating is the highest rating the organization awards to businesses. AIG’s A+ rating is based on their complaint history and mediation practices, time in business, transparent business practices, and licensing and advertising factors.
AIG received a 2/5 rating from J.D. Power and Associates. This rating is based on surveys conducted by this global marketing information services firm. The surveys collect information on customer satisfaction, product quality, and buyer behavior.
Though it can take a little longer to move through the process from application to signed policy, AIG makes up for it with a convenient electronic application process. Applicants can perform many actions and updates online, such as changing the address or updating beneficiary information.
Another thing that makes AIG unique is its customizable term lengths. While most insurance companies limit terms to 15, 20, or 30 years, individuals can customize their term lengths. For instance, they can get a term of 18 or 22 years with AIG.