Kaiser Permanente is a reputable, trusted name in health insurance. Founded in 1945, it offers medical care through its managed care organization and a network of Kaiser Foundation hospitals and medical centers. Kaiser offers medical services and group health insurance in nine states: California, Colorado, Georgia, Hawaii, Maryland, Ohio, Oregon, Virginia, and Washington, as well as the District of Columbia. Known for its outstanding customer service, Kaiser Permanente has won customer service awards from J.D. Power & Associates and has excellent financial strength ratings.
If you live in one of the nine states that Kaiser Permanente has a presence in, you will have access to over 17,000 physicians working in 38 hospitals and 618 medical offices and outpatient facilities. Their user-friendly website can help you find the closest care provider in your area.
Kaiser Permanente offers competitive rates, some of the least expensive in comparison to competitors. Kaiser offers some of the most affordable options for the 55-and-older crowd.
Each plan offered covers a certain percentage of primary care, specialty care, preventative care, care management, and prescription drugs. Coverages and co-pay amounts depend on the plan purchased. Vision insurance is also possible, but dental insurance through Kaiser Permanente is currently only available in Oregon.
If you’re interested in discounts, Kaiser Permanente offers several to members, including fitness club memberships, massage therapy, and chiropractic care. They also offer services and information to help you quit smoking, lose weight, and even tips on how to manage chronic illness.