Instant support for your loved ones when they need it most.
Discover hidden Medicare rates with a licensed agent – completely free.- Lock-in your personalized ‘forever’ low-rate
- Easily compare benefits across top providers
- Learn how to double your payout
“I found a far better payout for the same cost, without the annoying salesman selling me nonsense.”
Get clear answers on
life insurance – for free,
expert help is just a call away.
Secure your family's future with a financial foundation today.
Have Children?
Protect your children's future with insurance that will provide a financial buffer should anything happen to you.
Quick Application
Getting whole life insurance is fast. The qualifying criteria are lower and you don't have to go through a medical exam.
Low Premiums
Whole life insurance is more affordable than most term and permanent life insurance policies. Find a plan that fits your needs.
Prepare for life's unexpected events with money when you need it.
PolicyScout will help you find the best “living benefit” to prepare yourself and loved ones with the protection of extra cash when you need it:
Replace loss of income and wages
Access cash equity in case of death, recession, pandemic lockdowns, unemployment, and other events outside your control.
Help out with a family's home mortgage
Keep making payments and avoid home forfeiture due to a few months of past due mortgage payments that were avoidable.
Leave a legacy for the next generation
Leave an inheritance to your loved ones to help them with college, debts, funeral, maternity, home loans, and wedding expenses.
Talk to a licensed agent – no worries or responsibility, just direct answers.
Provide your family with tax-free cash for a low monthly rate.
High Policy Amount
A high policy amount helps the family members who depend on you pay for burdensome bills.
No Medical Exam
No medical exam is required for most policies regardless of age, income, gender, or location.
Affordable Rate
Low monthly premiums you can comfortably pay to start growing your family's financial security.
Secure a low permanent rate for the policy payout you're after.
Never pay more than you should. Your permanent forever rate can be yours in under 5 minutes. PolicyScout can help find the most desirable policy for you and yours:
1. Find lowest premium
Your agent will outline the best policy payout for the lowest rate.
2. Compare cash payouts
With one call, we simplify a wide variety of rates and benefits from top providers.
3. Growing long-term equity
Begin growing cash equity by securing your permanent low rate with an agent.
Speak with a licensed agent – no stress or commitment, just clear answers.
“I found a great payout for a low monthly premium. I’m so happy my family will be taken care of.”
Don’t wait - start building your financial foundation today.
Fast Application
Securing final expense life insurance is fast with lower qualifying criteria and zero medical exam required.
Low Monthly Cost
Final expense life insurance is more affordable than most term and permanent policies. Easily find a plan that fits your needs.
Dependents?
Protect your dependent’s future with insurance that will provide a financial buffer should anything happen to you.
Which type of life insurance is right for your family?
Term Life (Temporary)
- Provides benefits during a limited amount of time such as 10, 15, 20, 25 or 30 years or upon retirement.
- Lower premiums, but doesn’t build cash equity.
- Typically provides protection for unforeseen life events.
Whole Life (Permanent)
- Provides benefits for an entire lifetime (or 120 years).
- Builds tax-free cash equity over time that you can access.
- Typically provides protection for unforeseen life events.
Gain a tax-free cash benefit you can access that grows over time.
Whole life insurance builds your investment over time so your family can count on you to help out – even after you’re gone.
1. Maximize your policy amount
Your agent will advocate for the maximum policy payout for the lowest rate.
2. Easily compare top benefits
With one call, we simplify a wide variety of rates and benefits from top providers.
3. Start growing equity today
Begin growing cash equity by locking in your permanent low rate with an agent.
Get straight answers from a licensed professional – no hassles, no commitment
Medicare in under 5 minutes.
Speak with a licensed agent now
Common Questions
How do I know if I qualify for Medicare?
Medicare is open to people who are age 65 or older, younger people with disabilities and to those with End Stage Renal Disease. Learn more about Medicare eligibility.
When is the enrollment period for Medicare?
There are a few times when you can enroll in Medicare programs. The Open Enrollment Period for Medicare Part A & B is between January 1 and March 31 of each year. Annual Enrollment Period runs from October 15 and December 7 of each year and during this time:
- You can switch from Medicare Parts A & B to a Part C plan
- You can switch from Medicare Part C back to Parts A & B
- If you have or are signing up for Medicare Part A & B you can join, drop or switch a Part D prescription drug plan
- If you have Medicare Part C you can switch to a new Part C plan.
What is a Medigap/Medicare Supplement plan and how do they work?
Medicare Advantage plans are different than and separate from MediGap plans. Benefits provided from within each plan will vary, and consumers cannot have both Medicare Advantage and MediGap coverage concurrently.
What is a Special Enrollment Period and how does it change my eligibility?
You can make changes to your Medicare Advantage and Medicare prescription drug coverage when certain events happen in your life. Such as…
- You change where you live
- You lose your current coverage
- You have a chance to get other coverage (employer, TRICARE or VA, PACE plan)
- Your plan changes its contract with Medicare
- Other special situations
Are there different types of Medicare Advantage plans?
Yes - there are 6 types of Medicare Advantage health plans. These include: Health Maintenance Organizations (HMOs), Preferred Provider Organizations (PPOs), Private Fee-for-Services Plans (PFFSs), Special Needs Plans (SNPs), Medicare Medical Savings Account Plans (MSAs), Point of Service Plans (POSs). Learn more about Medicare Advantage Plans.
What is general Medicare and when am I eligible to enroll?
Medicare is a health insurance program for:
- People age 65 or older.
- People under age 65 with certain disabilities.
- People of all ages with End-Stage Renal Disease (permanent kidney failure requiring dialysis or a kidney transplant).
Why use PolicyScout?
If you're shopping for a new insurance policy, you want to be sure that you've evaluated all your options. As an independent voice in the insurance landscape, PolicyScout has evaluated the big players in the industry so we can help you find the policy for you and your family.
What makes PolicyScout different?
When you purchase insurance straight from a carrier, it's hard to know if you're truly selecting the most valuable option. As an independent website, PolicyScout can suggest the most suitable company for each situation. And because of insurance regulations, you'll never pay more to purchase a policy through us than you would through a carrier directly.