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We break down barriers to understanding life and final expense policies. View guides or read reviews of popular plans.

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Homeowners insurance doesn't work like you might think - we've done our homework to understand the policy options and benefits out there. Start by scouting your options, or viewing our reviews.

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Pet Insurance can be complicated. Explore our guides to basic coverage, end-of-life plans, chronic health conditions, and more.

Religious Nonmedical Health Care Institution (RNHCIs) | Medicare Glossary

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A facility that provides nonmedical care items and services to individuals that need hospital or skilled nursing facility care, but whose religious beliefs prohibit conventional and unconventional medical care. Medicare Part A (hospital insurance) covers inpatient non-religious, nonmedical care when the following conditions are met:

  • The RNHCI is certified to participate in Medicare

  • The RNHCI Utilization Review Committee agrees that the individual would require hospital or SNF care if they weren’t in the RNHCI

  • The individual has a written election with Medicare showing that their need for RNHCI care is based on both eligibility and religious beliefs.