Medicare Medical Savings Account (MSA) Plan | Medicare GlossaryMedicare Glossary Topic.
An MSA plan combines a high deductible Medicare Advantage Plan with a bank account. The plan deposits money from Medicare into the account and you can use the money to pay for health care costs. However, only Medicare-covered expenses count toward your deductible. The amount deposited into the account is typically less than your deductible amount so you most likely will have to pay out-of-pocket before your coverage begins.