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American Amicable

We've helped thousands find their life insurance options - affordably.

We simplify the process of discovering your ideal Life Insurance options by offering three methods to obtain quotes at no cost.

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    Common Life Insurance insurance questions –

    How much life insurance do I need?

    The amount of life insurance you need depends on a variety of factors. To determine the amount of life insurance, subtract your assets from your long-term financial needs and obligations. The remainder is the amount your life insurance policy would need to cover.

    What types of policies are there?

    The most common types of life insurance policies are term life insurance, whole life insurance, and universal life insurance. But you can also get other life insurance plans such as final expense insurance.

    What is a life insurance premium?

    A life insurance premium is a recurring payment to keep your insurance policy active. Your insurance company determines your premium based on several factors and premiums can be paid in monthly, semi-annual, or annual installments. These payments are made for the duration of the policy as specified by your insurance company.

    Is a health exam required in order to get life insurance?

    Yes, a health exam may be required for the insurance company to determine if you are insurable and to calculate your policy premium. Term life insurance policies do not necessarily require a medical exam.

    Who can be a life insurance beneficiary?

    A family member, friend, business partner, charitable organization, or a legal entity such as an estate or trust can be the beneficiary of a life insurance policy.
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    What makes PolicyScout different?

    Why use PolicyScout?

    If you're shopping for a new insurance policy, you want to be sure that you've evaluated all your options. As an independent voice in the insurance landscape, PolicyScout has evaluated the big players in the industry so we can help you find the policy for you and your family.

    What makes PolicyScout different?

    When you purchase insurance straight from a carrier, it's hard to know if you're truly selecting the most valuable option. As an independent website, PolicyScout can suggest the most suitable company for each situation. And because of insurance regulations, you'll never pay more to purchase a policy through us than you would through a carrier directly.