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Medicare

Medicare can be complicated. Explore our guides to basic coverage, supplement plans, Medicare Advantage, and more.

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Life Insurance

We break down barriers to understanding life and final expense policies. View guides or read reviews of popular plans.

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Auto Insurance

We've done the work to learn what goes into auto insurance. View guides to getting the best rates or browse provider reviews.

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Home Insurance

Homeowners insurance doesn't work like you might think - we've done our homework to understand the policy options and benefits out there. Start by scouting your options, or viewing our reviews.

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Pet Insurance

Pet Insurance can be complicated. Explore our guides to basic coverage, end-of-life plans, chronic health conditions, and more.

Conversion Credit

Back to Life Insurance Glossary Terms

An incentive credit against premiums in the first year after converting from a term life policy to a permanent life policy (see Conversion Right). The credit amount is determined by the premiums of the converted term coverage as well as the type of whole life policy being taken out. The credit reduces the premium payments for the first year.