Last Updated March 2023
Best Life Insurance Companies of 2023
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Ladder Our Top Choice
Apply 100% online in under 5 minutes
- Fully online process for coverage up to $3M
- No policy fees, cancel anytime
- Save money on premiums with customizable coverage
- Adjust coverage as your needs change
SelectQuote
See if you can get $500,000 of Term Life Coverage for Under $19/mo*
- SelectQuote | America's #1 Term Life Sales Agency
- We shop over 70 policies to find you the right policy and price for your situation in
- Rated "Excellent" by Trustpilot based on thousands of reviews
- Your Free Quote is just clicks away
Haven Life
Apply now for up to $3M in term life insurance coverage
- Apply online—anywhere, anytime
- Immediate decision on eligibility
- Ages 18-64 are eligible
- A Mass Mutual company
Everyday Life Insurance
The smart life insurance tech that saves you money
- Customized quote in under 3 minutes
- 100% online with no medical exam
- Ages 18-70 are eligible
Ethos
Term life insurance starting at $10/month
- Coverage between $50K to $2M
- No medical exam needed
- 10-minutes online application
- Ages 20-85 eligible
Legal & General America
Get a free online quote instantly
- Buy direct, from as little as $7 a month
- Trusted by 1,000,000+ US customers
- 4 star Trustpilot rating
Fabric by Gerber Life
Get the right coverage for your family's future
- Apply online in under 10 minutes
- Coverage without unnecessary medical exams
- Explore affordable and competitive prices
Wyshbox
A strategic partner of Northwestern Mutual, a trusted provider
- Sign up in under 10 minutes with no medical exam
- Ages 18-45 eligible; lock in rates until age 65
- Up to $2.5 million in coverage
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Our Top Choice for Life Insurance March 2023
Lower rates and superior service make this one of our favorites
Haven Life Our Top Choice
Apply now for up to $3M in term life insurance coverage
- Apply online—anywhere, anytime
- Immediate decision on eligibility
- Ages 18-64 are eligible
- A Mass Mutual company
How much life insurance do I need?
What types of policies are there?
What is a life insurance premium?
A life insurance premium is a recurring payment to keep your insurance policy active. Your insurance company determines your premium based on several factors and premiums can be paid in monthly, semi-annual, or annual installments. These payments are made for the duration of the policy as specified by your insurance company.
Is a health exam required in order to get life insurance?
Who can be a life insurance beneficiary?
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