PolicyScout Logo
1-833-389-3656
TTY Users 711
9:00am - 7:00pm ET
Speak with a licensed insurance agent!
9:00am - 7:00pm ET
1-833-389-3656 ·TTY Users 711
Last Updated April 2024

Best Life Insurance Companies of 2024

Protect your families financial future
Choose the best policy from top providers across the nation and assure your family's financial well-being.

How old are you?

Choose your age group:

1
Fast Application
Ladder
Ladder

Ladder
Our Top Choice

Apply 100% online in under 5 minutes

  • Fully online process for coverage up to $3M
  • No policy fees, cancel anytime
  • Save money on premiums with customizable coverage
  • Adjust coverage as your needs change
727 people have visited this website today
View Rates
2
SelectQuote
SelectQuote

SelectQuote

See if you can get $500,000 of Term Life Coverage for Under $19/mo*

  • SelectQuote | America's #1 Term Life Sales Agency
  • We shop over 70 policies to find you the right policy and price for your situation in
  • Rated "Excellent" by Trustpilot based on thousands of reviews
  • Your Free Quote is just clicks away
3
Haven Life
Haven Life

Haven Life

Apply now for up to $3M in term life insurance coverage

  • Apply online—anywhere, anytime
  • Immediate decision on eligibility
  • Ages 18-64 are eligible
  • A Mass Mutual company
New Year' resolution to start financial planning? A life insurance policy is a great place to start.
4
Everyday Life Insurance
Everyday Life Insurance

Everyday Life Insurance

The smart life insurance tech that saves you money

  • Customized quote in under 3 minutes
  • 100% online with no medical exam
  • Ages 18-70 are eligible
5
Ethos
Ethos

Ethos

Term life insurance starting at $10/month

  • Coverage between $50K to $2M
  • No medical exam needed
  • 10-minutes online application
  • Ages 20-85 eligible
6
Legal & General America
Legal & General America

Legal & General America

Get a free online quote instantly

  • Buy direct, from as little as $7 a month
  • Trusted by 1,000,000+ US customers
  • 4 star Trustpilot rating
7
Fabric by Gerber Life
Fabric by Gerber Life

Fabric by Gerber Life

Get the right coverage for your family's future

  • Apply online in under 10 minutes
  • Coverage without unnecessary medical exams
  • Explore affordable and competitive prices
8
Wyshbox
Wyshbox

Wyshbox

A strategic partner of Northwestern Mutual, a trusted provider

  • Sign up in under 10 minutes with no medical exam
  • Ages 18-45 eligible; lock in rates until age 65
  • Up to $2.5 million in coverage

10,500 visitors

connected with an insurer this week

Why Trust Our Opinion?

Use our PolicyScout score to quickly determine the features of an offer. We are an advocate on behalf of you, the consumer with top insurance providers. Learn about our editorial standards.

Click Popularity
PolicyScout measures user engagement based on clicks each listed brand received in the past 14 days.
Reputation
PolicyScout’s editorial team researches and reviews companies based on factors such as: range of products and services offered, ease-of-use, benefits customization, online accessibility, customer service, and more.
Approval Odds
With no medical exams for most life insurance plans, you can rest easy knowing that approval odds will be in your favor and you can lock in a suitable low rate for a policy.

Our Top Choice for Life Insurance April 2023

Lower rates and superior service make this one of our favorites

Haven Life
Haven Life

Haven Life
Our Top Choice

Apply now for up to $3M in term life insurance coverage

  • Apply online—anywhere, anytime
  • Immediate decision on eligibility
  • Ages 18-64 are eligible
  • A Mass Mutual company
FAQ: Common Life Insurance Questions

How much life insurance do I need?

The amount of life insurance you need depends on a variety of factors. To determine the amount of life insurance, subtract your assets from your long-term financial needs and obligations. The remainder is the amount your life insurance policy would need to cover.

What types of policies are there?

The most common types of life insurance policies are term life insurance, whole life insurance, and universal life insurance. But you can also get other life insurance plans such as final expense insurance.

What is a life insurance premium?

A life insurance premium is a recurring payment to keep your insurance policy active. Your insurance company determines your premium based on several factors and premiums can be paid in monthly, semi-annual, or annual installments. These payments are made for the duration of the policy as specified by your insurance company.

Is a health exam required in order to get life insurance?

Yes, a health exam may be required for the insurance company to determine if you are insurable and to calculate your policy premium. Term life insurance policies do not necessarily require a medical exam.

Who can be a life insurance beneficiary?

A family member, friend, business partner, charitable organization, or a legal entity such as an estate or trust can be the beneficiary of a life insurance policy.
Why use PolicyScout?

PolicyScout works 24x7 to find the right information to help you protect what matters most, for less.

Clear
Information

Cut through the noise to understand what truly matters.

Personalized Recommendations

Uncover the insurance options for your unique needs.

Independent
Honest Reviews

See how the options measure up for value, service, and quality.

How old are you?