Last Updated September 2023
Best Life Insurance Companies of 2023
How old are you?
Choose your age group:
Ladder Our Top Choice
Apply 100% online in under 5 minutes
- Fully online process for coverage up to $3M
- No policy fees, cancel anytime
- Save money on premiums with customizable coverage
- Adjust coverage as your needs change
SelectQuote
See if you can get $500,000 of Term Life Coverage for Under $19/mo*
- SelectQuote | America's #1 Term Life Sales Agency
- We shop over 70 policies to find you the right policy and price for your situation in
- Rated "Excellent" by Trustpilot based on thousands of reviews
- Your Free Quote is just clicks away
Haven Life
Apply now for up to $3M in term life insurance coverage
- Apply online—anywhere, anytime
- Immediate decision on eligibility
- Ages 18-64 are eligible
- A Mass Mutual company
Everyday Life Insurance
The smart life insurance tech that saves you money
- Customized quote in under 3 minutes
- 100% online with no medical exam
- Ages 18-70 are eligible
Ethos
Term life insurance starting at $10/month
- Coverage between $50K to $2M
- No medical exam needed
- 10-minutes online application
- Ages 20-85 eligible
Legal & General America
Get a free online quote instantly
- Buy direct, from as little as $7 a month
- Trusted by 1,000,000+ US customers
- 4 star Trustpilot rating
Fabric by Gerber Life
Get the right coverage for your family's future
- Apply online in under 10 minutes
- Coverage without unnecessary medical exams
- Explore affordable and competitive prices
Wyshbox
A strategic partner of Northwestern Mutual, a trusted provider
- Sign up in under 10 minutes with no medical exam
- Ages 18-45 eligible; lock in rates until age 65
- Up to $2.5 million in coverage
10,500 visitors
connected with an insurer this week
Why Trust Our Opinion?
Use our PolicyScout score to quickly determine the features of an offer. We are an advocate on behalf of you, the consumer with top insurance providers. Learn about our editorial standards.
Our Top Choice for Life Insurance September 2023
Lower rates and superior service make this one of our favorites
Haven Life Our Top Choice
Apply now for up to $3M in term life insurance coverage
- Apply online—anywhere, anytime
- Immediate decision on eligibility
- Ages 18-64 are eligible
- A Mass Mutual company
How much life insurance do I need?
What types of policies are there?
What is a life insurance premium?
A life insurance premium is a recurring payment to keep your insurance policy active. Your insurance company determines your premium based on several factors and premiums can be paid in monthly, semi-annual, or annual installments. These payments are made for the duration of the policy as specified by your insurance company.
Is a health exam required in order to get life insurance?
Who can be a life insurance beneficiary?
PolicyScout works 24x7 to find the right information to help you protect what matters most, for less.
Clear
Information
Cut through the noise to understand what truly matters.
Personalized Recommendations
Uncover the insurance options for your unique needs.
Independent
Honest Reviews
See how the options measure up for value, service, and quality.