PolicyScout Logo
1-833-389-3656
TTY Users 711
9:00am - 7:00pm ET
Speak with a licensed insurance agent!
9:00am - 7:00pm ET
1-833-389-3656 ·TTY Users 711
Last Updated April 2024

Best Health Insurance Companies of 2024

Protect your families financial future
Choose the best policy from top providers across the nation and assure your family's financial well-being.

How old are you?

Choose your age group:

10,500 visitors

connected with an insurer this week

Why Trust Our Opinion?

Use our PolicyScout score to quickly determine the features of an offer. We are an advocate on behalf of you, the consumer with top insurance providers. Learn about our editorial standards.

Click Popularity
PolicyScout measures user engagement based on clicks each listed brand received in the past 14 days.
Reputation
PolicyScout’s editorial team researches and reviews companies based on factors such as: range of products and services offered, ease-of-use, benefits customization, online accessibility, customer service, and more.
Approval Odds
With no medical exams for most life insurance plans, you can rest easy knowing that approval odds will be in your favor and you can lock in a suitable low rate for a policy.
FAQ: Common Healthcare Questions

When and where can I sign up for health insurance?

There is an annual period during which you can sign up for health insurance, known as open enrollment. If you miss the open enrollment period there may be an option to enroll during a special period if you meet certain criteria. You’re eligible to enroll in a special period if you have a life event such as having a child, getting married, or losing other coverage. You can enroll through the health insurance marketplace or look at your employer’s health insurance offerings. Check out our guide to health insurance enrollment.

What is a deductible?

The amount of money that you pay before your insurance plan starts to pay. For example, if your deductible is $3000 then you will be responsible to pay the first $3000 of covered services. Once the deductible has been met, you may only need to pay the copayment or coinsurance, if it applies.

What is the difference between copayment and coinsurance?

The copayment and coinsurance are the same in the sense that they both go into effect once the deductible has been met. The key difference is that a copayment is a specified flat fee whereas coinsurance is a percentage of a health service.

If I am generally a healthy person, what type of plan is best for me?

A cost effective solution for a generally healthy, young person would be to look for a high deductible plan. Yes, you may have a higher amount to reach, however with a high deductible plan the premiums tend to be much lower. If you are a healthy person that doesn’t utilize a lot of health services, the money you save on health insurance premiums help pay for any out of pocket medical expenses that do occur. Not to mention most high deductible plans give you the option to open an HSA account to pay for covered medical expenses.

How long can I stay on my parent’s health insurance plan?

A child can remain on their parent’s health insurance plan until they turn 26 years old. You can join or remain on a parent’s plan even if you are married, attending school, not living with or financially dependent on your parents, or are eligible to enroll in your employer’s insurance plan.
Why use PolicyScout?

PolicyScout works 24x7 to find the right information to help you protect what matters most, for less.

Clear
Information

Cut through the noise to understand what truly matters.

Personalized Recommendations

Uncover the insurance options for your unique needs.

Independent
Honest Reviews

See how the options measure up for value, service, and quality.

How old are you?