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Health Insurance

How do I sign up for insurance? Am I eligible for subsidies? Get answers to these questions and more with our Health guides.

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Medicare

Medicare can be complicated. Explore our guides to basic coverage, supplement plans, Medicare Advantage, and more.

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Life Insurance

We break down barriers to understanding life and final expense policies. View guides or read reviews of popular plans.

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Auto Insurance

We've done the work to learn what goes into auto insurance. View guides to getting the best rates or browse provider reviews.

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Home Insurance

Homeowners insurance doesn't work like you might think - we've done our homework to understand the policy options and benefits out there. Start by scouting your options, or viewing our reviews.

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Pet Insurance

Pet Insurance can be complicated. Explore our guides to basic coverage, end-of-life plans, chronic health conditions, and more.

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Medicare Buyer's Guide

Get the right information to make the best choices for your needs.

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Common Medicare Questions

1.

How do I know if I qualify for Medicare?

Medicare is open to people who are age 65 or older, younger people with disabilities and to those with End Stage Renal Disease. Learn more about Medicare eligibility here.

2.

When is the enrollment period for Medicare?

There are a few times when you can enroll in Medicare programs. The General Enrollment Period for Medicare Part A & B is between January 1 and March 31 of each year. Open Enrollment Period runs from October 15 and December 7 of each year and during this time:

  • You can switch from Medicare Parts A & B to a Part C plan
  • You can switch from Medicare Part C back to Parts A & B
  • If you have or are signing up for Medicare Part A & B you can join, drop or switch a Part D prescription drug plan
  • If you have Medicare Part C you can switch to a new Part C plan.

3.

What is a Medigap/Medicare Supplement plan and how do they work?

It is an insurance policy that is sold by private insurance companies and is meant to fill in any gaps in Original Medicare coverage. It does so by helping to pay for some medical expenses that Original Medicare does not cover.

4.

How is Medicare funded?

There are 2 trust funds held by the U.S. Treasury that are solely used for Medicare. Generally speaking, these accounts are funded by payroll taxes, income taxes on Social Security benefits, interest earned on trust fund investments, Medicare Part A premiums, Medicare Part B premiums and Medicare Part D premiums.

5.

Are there different types of Medicare Advantage plans?

Yes - there are 6 types of Medicare Advantage health plans. These include: Health Maintenance Organizations (HMOs), Preferred Provider Organizations (PPOs), Private Fee-for-Services Plans (PFFSs), Special Needs Plans (SNPs), Medicare Medical Savings Account Plans (MSAs), Point of Service Plans (POSs). Click here to learn more about Medicare Advantage Plans.

Medicare 101

Types of Medicare Plans

There are several different types of Medicare plans, which vary in their services and administrators. Those who are eligible for Medicare typically choose between the Original Medicare Plan and the Medicare Advantage Plan.
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Understanding Medicare Supplement Plans

Medicare Supplement plans, also known as Medigap, is aptly named for the fact that it closes the gap between Medicare coverage and the price of premiums, deductibles, copayments, and other costs. It can also be used to help cover the cost of healthcare in other countries, which is especially beneficial to those who travel often.
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Medicare Part D

If you're researching how to cover your prescription drug costs while in retirement, then Medicare Part D is worth exploring. This part of Medicare helps cover your prescription drug costs. But knowing how to get it, the costs involved and how it works requires insight. Here's what you should know:
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Medicare Glossary

Medicare Providers Reviews

Aetna MedicareAmerican Retirement Life MedicareAmericoAnthem MedicareBankers Fidelity Life MedicareBlue Cross Blue Shield MedicareCentral States Indemnity MedicareCignaContinental Life MedicareFirst Family Insurance

Our research team has dug into the ins-and-outs of each provider to provide you with an unbiased review.

Throughout the years, PolicyScout™ has developed relationships with leading insurance companies to provide the best rates for consumers. We pride ourselves on putting the consumers first and delivering a new way to shop for insurance online. With our platform, consumers can compare all types of insurance types. From Medicare, Health Insurance, Life Insurance, Auto Insurance, Home Insurance and more. By using our platform, we’ll protect your data, find you savings and even help you enroll for insurance online. We didn’t invent comparing insurance. We just perfected it.

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